The Internet is full of information, resources and advice perfect for those wanting to get a head start on their financial journey. Unfortunately, it can be difficult to decipher the good from the bad. Luckily for you, we have some insight on what to look out for, who you can trust and who to be wary of.

WHO CAN YOU TRUST?

Only some influencers who pop up on your feed should be trusted to dole out financial advice. We recommend starting with someone you know who is great with money. Whether that be your parents, teachers or professionals in the banking field – lean on someone you can trust to discuss money. Not only are people in your day-to-day life going to give you financial advice, but the internet is also overflowing with "money gurus" sharing their two cents. So, how can you decipher the good from the bad? Here is some of the best (and worst) financial advice shared online.

ADVICE: @ozturkfinancial - 3 Tips to Better Wealth Management

Why we love it:

1. Budgeting is good! It means you are being mindful of your spending. 
2. Saving your earnings means that your future YOU is being taken care of.
3. Always be aware of the consequences of your spending habits.

AND WHO NOT TO TRUST...

ADVICE: @michael_barayev - Spend Money to Make Money

Making expensive purchases does not equal more money in your bank account. Do not make an expensive purchase you cannot afford because you think you will work harder to earn more money later.

WHAT FINANCIAL SOURCES ARE OUT THERE?

The Arkansas Bankers Association offers several financial literacy programs to students and families. These programs are available for any Arkansans who want to better understand how be financially responsible.

These programs include Economics Arkansas, a training program for teachers K-12th grade who want to incorporate financial literacy into their curriculum. Get Smart About Credit raises awareness for students and young adults about the dangers of tanking your credit and the positives to building it quickly. Teach Children to Save offers important life lessons from real-life bankers in Arkansas about the importance of saving and starting early. Nonprofit organizations like Arkansas Jump$tart Coalition prep Arkansas’ youth with money management knowledge, saving, investing and spending from volunteers in the banking, business, education and government careers.