Money can feel like a mystery—how to save it, spend it wisely and make it last. That’s why talking to someone you trust—a parent, guardian, teacher or mentor—can be a game-changer. Asking for advice isn’t about giving up control of your money—it’s about gaining the knowledge and confidence to make smart financial choices.

1. What was your first job? What did you get paid? Did you save any of that money?

2. When did you start saving? How has this helped you in the long run?

3. When did you start building credit? How did you build it and how have you maintained it?

4. What was your first car, and how did you buy it?

5. Why should I open a savings and checking account at a bank? When should I start?

6. What are your short- and long-term financial goals?

7. Do you have any financial fears?

8. How much money does a person need to live comfortably? Do you think money can buy happiness?

9. If you won the lottery, what would you do with the money?

10. What’s the hardest/easiest thing about being an adult?

11. Who is your financial role model?

12. Did you learn any financial lessons the hard way? how can I avoid those mistakes?